UniTeller CEO, Alberto Guerra, was interviewed by The FinTech Times/Power50 during Money20/20 in Amsterdam, where he shared his perspective on the current state and future of the cross-border payments industry. He highlighted the evolving demands of the global payments landscape and how UniTeller is leveraging technology, robust compliance, and international expansion to lead the way forward.
One of the central themes of the interview was the growing importance of real-time payments. Mr. Guerra emphasized that speed and transparency have become baseline expectations for individuals and businesses moving money across borders.
“You need to be able to deliver real-time payments in as many jurisdictions or countries as possible. Some countries do not have efficient real-time payment systems, so having local agreements with these financial institutions is key and essential.”
To meet these needs, UniTeller continues to push forward in its globalization efforts, expanding its licensing footprint and establishing local operations in key markets in the Americas, Asia, Africa, and soon to be in Europe.
He also emphasized the importance of being global in today’s market. He explained that without international reach, companies struggle to reach the scale necessary to remain competitive, limiting any potential to expand beyond niche markets.
The conversation addressed the role of emerging technologies in shaping the next era of payments. Mr. Guerra spoke to the potential of stablecoins, a form of cryptocurrency, in making transactions faster and more cost-effective, while maintaining security and trust.
Continuing on the topic of emerging trends, he touched on AI as an advanced tool with multiple avenues including data analytics, pricing trends, volume trends, and security, all to enhance the experience of consumers and business partners. Mr. Guerra highlighted the role of AI in terms of compliance regulations as well. He stressed the importance of balancing AI integration with regulatory responsibilities to ensure operations are both efficient and compliant.
In addition, he noted digitalization in consumer payments as another recent trend. With the rise of mobile wallets and digital payments, UniTeller is staying ahead of the curve by providing digital as a service for partnering companies. Through our Digital Link solutions, companies are enabled to utilize UniTeller’s infrastructure to offer digital solutions to customers.
Overall, the interview underlined UniTeller’s position as not only a cross-border payments provider, but as a global infrastructure partner committed to leveraging technology, local knowledge, and regulatory strength to lead the industry forward.
Watch the full interview at https://www.youtube.com/watch?v=tpwSi6tmc9I
